Category Archives: Uncategorized

Turning a dream into a reality

There is no doubt that the future generation is very inspiring, with bigger dreams and aspirations than any other generation before them. 

There is nobody that fits that category of young and inspirational more than Vienna, a 12 year old budding musician, playing the violin with the Sunshine Coast Youth Orchestra. 

Vienna dedicates hours of her life to practising and playing the violin, her dream to one day study at the Conservatory for Music in Brisbane. 

Vienna’s life as a violinist began at just age two. 

An age where most children are only just learning to run and talk, Vienna heard a family member play a violin. She immediately picked up a pair of chopsticks and began trying to imitate how they were playing. The chopsticks were soon replaced with a bow, with professional lessons beginning at age eight. She was a natural.

Every week Vienna plays and practices the instrument, taking part in ensembles and workshops. Her mother never has to remind her to practice, she loves playing so much and enjoys nothing more than playing for people. Without nerves or hesitation, she shines on stage. 

The sort of dedication it takes to be a musician, especially in someone so young, is a huge endeavour, both personally and financially.

Dalton Financial Partners is proud to provide Vienna an ongoing music scholarship valued at over $5,000 per year, which she can use for extra lessons and workshops. We recognise the importance of the arts and supporting young people in their dreams. This scholarship will help Vienna maximise her potential as a musician. 

With the support of Dalton Financial Partners, Vienna hopes to one day audition for the Queensland Youth Orchestra. We cannot wait to see her achieve this dream and to be in the audience when she plays.

Posted by Josh Dalton on September 27, 2021 | Permalink

Make life better for those struggling in the here and now.

That philosophy is something that Josh is trying to practice at Dalton Financial Partners. In 2015, while travelling in Bangkok, Thailand with his wife Janine, Josh learned about a charity organisation called Urban Neighbours of Hope (UNOH)

UNOH is a Christian Missionary, but unlike a traditional missionary who provides only spiritual guidance, the members of UNOH become part of impoverished communities, bringing practical help to those in need. They try to reduce the burden of poverty at a grassroots level. 

The UNOH volunteers based in Bangkok actually live in the slums with their own families, setting up social enterprises and helping families who are experiencing extreme poverty. They do this by supporting orphaned children, teaching children English, setting up op shops to provide clothing and jobs and providing whatever practical support they can. This can be as simple as caring for children while their parents work, or providing food and comfort. They become part of the community by living alongside them. 

Not everyone can pack up their lives and their families and live in the slums. But during his 2015 Bangkok trip, and finding out about the incredible work that UNOH was doing, Josh did see a way he could help.

After meeting a single Mum of four daughters, who was struggling to send them to school and spend any time with them while working long hours, Josh saw a practical way he could provide assistance. As someone who values education and was privileged enough to receive such a good education himself, Josh wanted to see other children be given the best chance in life through proper education. 

With that understanding that we are all equal, no matter who we are or where we are from, Josh and Janine began sponsoring the single Mother and her daughters, sending over $2,500 per year to pay for their schooling. 

The eldest daughter Poon, has shown a real love for learning and is now studying tourism and Japanese at University. She wants to move to Japan and launch her career. To help support this dream, Josh and Janine have recently gifted her a new laptop, as her previous one had seen better days.

This kind of support helps to lift the burden of poverty, and makes a real practical difference to the lives of children who otherwise may not have been able to continue their education. 

Creating Opportunity

Returning to work after having children can be very challenging. With the high cost of childcare, an extended career gap and the lack of part time opportunities, many highly educated and qualified women are struggling to find a work situation that makes sense for their long term career goals. 

Despite these challenges, the government has recognised that women returning to the workplace is fundamental to pulling the economy out of recession. 

The latest budget for the 2021-22 period has a strong focus on the female workforce, and highlighted women’s workforce participation to be an economic and social imperative that is essential to building the workforce required to support economic growth and Australia’s future prosperity. 

One of the five action areas the Government has highlighted to improve women’s workforce participation, is workplace flexibility.

Dalton FP is leading the way in providing flexible workplace arrangements for women returning to the workforce.

Dalton FP has recently hired Sally and Sarah, two educated and highly qualified Client Services Officers, to job share. Both employees are local Mums returning to the workforce after having an extended career gap to have children. While neither employee could work full time, Dalton FP recognised the strengths that they could each bring to the role, so offered a job share arrangement instead.

Job Sharing allows two qualified applicants to share the one role by each working part time

Job sharing allows employees to leave the office on their days off, knowing that their workload is in safe hands and that the job is being managed. This type of arrangement takes a lot of the stress of working part time away. Because as many part time working women will attest to, just because the role is part time, the workload is still full time. 

For the employer, they are getting two sets of skills with two sets of ideas and experience for the role. Each employee will have their own strengths and can also support the other in annual leave and sick leave arrangements.

Both Sally and Sarah have vast experience in the financial planning industry and were keen to get back to work. But with young families to support, they knew it would be difficult to find working arrangements that financially made sense for them to work. 

By Dalton FP offering a job share opportunity, they could return to work in a role that reflected their experience, while also having time with their children during those early years and the cost of childcare not becoming disproportionate to the amount they were being paid. 

Australia has a high proportion of highly educated women. But despite this, Australia also has a huge gender pay gap. 

According to the Workplace Gender Equality Agency, flexible working arrangements such as job sharing, drives employee engagement and productivity as well as boosting employee well-being and happiness.

One way of driving down the gender pay gap is having women in more management and senior roles, that reflects their skills and qualifications. Job sharing is just one way that women can return to the workplace earlier, thereby increasing their chances of progressing in their careers. 

Dalton FP is supporting women in the workplace by not just offering flexible working arrangements, but the chance of furthering education and offering career progression by putting women in management roles. 

As a financial planning company dedicated to securing their client’s financial future, Dalton FP understands that having loyal, experienced and well rounded employees is paramount to running a successful business and providing the best for the clients. It is not just about the amount of hours that a person works, but the value that each employee brings to a role while they are there. 

The Gift of Giving

Over the Christmas break, Steven and Robyn Rapley (owners of Kitchen Crew) gave a generous donation of $1,000 to the Children’s Cancer Institute in hope to make a difference.

Dalton Financial Partners made a promise to our clients to match any donations that were made over the Christmas break. In honor of that promise, we have donated another $1,000 to the organsisation.

We hope you all had a beautiful Christmas and New Year.

Children’s Cancer Institute

Christmas is that time of the year where we give, we love, and we create lifelong memories. This year, Dalton Financial Partners has donated $2,000 to the Children’s Cancer Institute. This organisation solely exists to put an end to childhood cancer. We hope that our donation will make a difference for the children in need as we believe everyone deserves to live a long-fulfilled life.

Posted by Josh Dalton on December 14, 2020 | Permalink

Share The Dignity Charity

We recently donated handbags filled with hygiene and sanitary products to ‘Share The Dignity’ charity. A charity who support woman that are experiencing homelessness, fleeing domestic violence or purely just doing it tough. We hope that our donation has helped a woman in need.

Posted by Josh Dalton on September 15, 2020 | Permalink

Assistance for those affected by COVID-19

The COVID-19 crisis has seen mass job losses and we understand that there are many out there suffering financial stress.

Dalton Financial Partners is currently offering complimentary 40 minute consultations (via Zoom or phone) to those who have been significantly impacted by this event. Please contact us to arrange a time (limited consultations available per week).

Interns of Dalton FP

All of our interns are now capable employees in the financial planning industry. Hiring interns gives you a chance to shape the future of our industry. #Interns #FinancialPlanning #Future

Posted by Josh Dalton on September 11, 2019 | Permalink

Scholarship Update

We recently delivered a HP laptop to Bangkok for one of our Thai sponsor student, Poon. She is such a bright student with an A+ average at school. We hope that this will help her education. We miss her very much and hope to visit her very soon.

Support for QLD junior dirt bike rider continues

Our support for Cleveland Lade, QLD junior dirt bike rider continues. Cleveland is the son of Casey and Andrew, who are long term clients of Dalton FP. So when the opportunity came up to sponsor him, we were more than happy to get involved.